Are you Money Trapped?
| Yes | No | ||
| 1 | Have you ever had a pay day loan or a cash advance? | 1 | 2 |
| 2 | Do you have & use a Spending Plan/Budget? | 2 | 1 |
| 3 | Do you have a credit score of 740 or more? | 2 | 1 |
| 4 | Do you have a 4-year college degree? | 2 | 1 |
| 5 | Do you have a 6-9 month emergency fund (savings)? | 2 | 1 |
| 6 | Are you saving monthly/regularly for retirement? | 2 | 1 |
| 7 | Do you own a home with at least $50,000.00 in equity? | 2 | 1 |
| 8 | Do you have a full-time job or receive retirement income? | 2 | 1 |
| 9 | Do you own a profitable business or rental property? | 2 | 1 |
| 10 | Do you eat out (fast food, restaurant, or cafeteria) at least once per week? | 1 | 2 |
| 11 | Do you talk to your family about good money habits? | 2 | 1 |
| 12 | Do you use manufacturer’s coupons regularly (weekly – monthly)? | 2 | 1 |
| 13 | Do you play the lottery or visit a casino every week? | 1 | 2 |
| 14 | Are you computer literate? | 2 | 1 |
| 15 | Do you have any outstanding government obligations? | 1 | 2 |
| 16 | Do you payoff all credit card balances monthly? | 2 | 1 |
| 17 | Do you know your personal net worth? | 2 | 1 |
| 18 | Can you afford to leave the next generation over $50,000.00 in liquid assets? | 2 | 1 |
| 19 | Have you read a nonfiction book within the last 6 months? | 2 | 1 |
| 20 | Were you totally honest with questions 1-19? | 2 | 1 |
| Totals |
Your Score:
20-28 You are so trapped that it hurts. Seek help! Join us for Money Trapped! Register at www.tinyurl.com/TaxDivas
29-36 The light at the end of the tunnel is near. Develop a sound plan and work it!
37-40 You are on the right track. Work your plan and incorporate a few new tools.
Shelia Johnson, EA
Enrolled to Practice Before the IRS
www.SESLLC.net; www.TaxDivas.com; shelia@sesllc.net
Call today: (443) 994-3084
Menu of Services – Partial List
Tax and Accounting:
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Finances:
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